Conservative values. Personal service.
Virginia health insurance, reviewed free.
Compare Virginia plans and costs with a licensed advisor. Free 15-minute review. No obligation.
Open Enrollment · Nov 120 days
Where do you need coverage?
Plan options vary by state.
Rated 4.9 · 827 Trustpilot reviews
Licensed in all 50 states
As seen on
The problem
You have holes in coverage.
Most health insurance plans are full of holes. You think you’re covered. Then the bill comes. Odds are, your plan doesn’t include some or all of these from Day 1.
Health & WellnessPhysical exams, Mammogram, Colonoscopy, EKG, etc.
Preventative MedicinePrimary care visits & wellness
TelemedicineVirtual access to doctors or nurses
Accident ProtectionEmergency Room visitsThe $10,029 check below came from this one.
DentalCare for your mouth and teeth
VisionCare for your eyes
Critical IllnessHeart attack, cancer, kidney failure, etc.
Sound familiar?
If you said yes to any of these, we should talk.
Are you paying too much for health insurance?
Are you losing coverage through your employer or Medicaid?
Are your pre-existing conditions or medications not covered under your current plan?
What help looks like
Her ER bill was $3,195. The check she got was $10,029.
In October 2026 one of our clients called her advisor in shock. She had slipped and fallen while dropping her husband off at his nursing home, and ended up in the ER hours later. Two weeks after the fall, her advisor filed her accident claim. The carrier sent her a check for $10,029. Her hospital bill was $3,195. The other $6,834 stayed with her.
She never planned to fall that day. She had the coverage before she needed it. That is what the 15 minutes are for.
Shared by her advisor on Oct 9, 2026. Her name stays private.
- $3,195her ER bill
- $10,029the check she got
- $6,834left over for her
If nothing beats what you have, we tell you.
Our advisors are paid by the carrier you choose, not by you. Nobody here wins by selling you the wrong plan. So when your plan is already the best fit, you hear it, and the call ends there.
“He did not sell me anything, but only catered to my needs.”
Kirollos Daniel · Trustpilot · August 2026
“I never felt rushed or pressured.”
Cinthya Elmer · Trustpilot · September 2026
23K+ families helped · 4.9 on Trustpilot from 827 reviews · 38 five-star reviews named their advisor in two weeks (Sep 18 to Oct 2, 2026)
The problem
Obamacare is like Swiss cheese.
It’s full of holes. And it stinks.
With Obamacare… you pay for nothing.
With many Marketplace.gov plans you can’t use most of your benefits until you pay a high deductible. Who wants to pay thousands of dollars in health bills before they can use their insurance? Not me!
What does a bad year really cost you?
Premiums every month, the deductible before your plan pays, and prescriptions on top. Add it up.
Premiums (12 months): $7,500You pay this every month, claim or no claim.
Medical bills before coverage: $6,000This is what you pay before the plan pays a cent.
Prescriptions (12 months): $600
Real families, real numbers
You can save 20% or more¹
Three families who switched, in their own words. Press play.
“This is way better than previous insurance I had through the marketplace.”
Amanda C.
“I was with another health insurance provider, but it kept going up every year!”
Johnny Y.
“I love my plan! We are delighted. I'm sharing it with everybody I come across.”
Sofia S.
¹ Based on a study of America First Healthcare customers since 01.01.2022. Savings vary.
Changing coverage across the nation
What families actually say
In the two weeks to Oct 2, 2026, 38 five-star reviews on Trustpilot and Google named their advisor.
Reviews are verbatim from Trustpilot (4.9 · 827 reviews).
We don’t work for a carrier. We work for you.
America First Healthcare is a private health insurance agency that helps freedom-loving Americans get better health insurance that costs 20% less.¹ Conservatives choose America First Healthcare because we have shared values, better coverage and better rates.
Shared Values
America First Healthcare was built by conservatives for conservatives. We love America just as much as you do and we take pride in protecting its patriots.
Better Coverage
America First Healthcare’s Conservative Care Coverage™ fully protects you and your family. We have exclusive access to patented health insurance that offers you 7 products in 1 to fill the gaps of government healthcare.
Better Rates
With hundreds of health insurance plans available on and off the marketplace, it can be difficult to find the right plan at the right budget on your own. We get you better rates by comparing your existing coverage with options both on and off the marketplace.
Honest advice
If nothing beats what you have, we tell you. Our advisors are paid by the carrier you choose, not by you. Nobody here wins by selling you the wrong plan.
Jordan’s own story: 6 days in the hospital, $95,000 in bills. Under 4 minutes.
From the founder
The patriot behind America First Healthcare.
Jordan Sarmiento is the Founder & CEO of America First Healthcare. As an entrepreneur and former touring musician, Jordan understands how expensive health insurance can be and how important it is to find health insurance that works for you where you work.
Jordan believes America is the greatest country on the planet. Government is best when it is small and when it allows private businesses to serve its people. That’s why he believes wholeheartedly in private health insurance.
In 2021, Jordan was hospitalized for 6 days and racked up $95,000 in medical bills. With America First Healthcare’s patented health insurance plan, Jordan would only have to pay $500.
How it works
Getting better insurance is easy.
Free Healthcare Review
We review your existing insurance policy to uncover holes in your coverage, evaluate ways to fill gaps and make sure your money goes farther.
Choose Your Plan
We find the options that fit you, show every cost in plain English, and you pick. Or you keep what you have.
Rest Easy
Rest easy knowing you’ve got the right company, the right coverage and the right price to take care of you and your family. We share your values and we’ll be here when you need us.
Your call takes 15 minutes. Make them count.
Answer at your booked time
Your advisor calls you. It may be a number you don’t recognize. That’s us.
Have your current plan handy
Your card, a bill or your plan name. Even a rough monthly cost helps.
Know your doctors and prescriptions
So your advisor can check them against every option.
Don’t get burned by bad insurance.
Numbers from KFF and the Federal Reserve, not from us.
41%
of US adults carry health-care debt
KFF Health Care Debt Survey
1 in 4
have medical bills they can’t pay or are past due
KFF Health Care Debt Survey
37%
couldn’t cover a $400 emergency in cash
Federal Reserve, SHED 2024
Her ER bill was $3,195. Without the accident policy, that’s a bill. With it, it was a check.
Questions
A few answers before you start.
Your healthcare decisions belong to you. Here’s what to expect.
Is the review really free?
Yes. The 15-minute review costs nothing and there’s no obligation. In most cases advisors are compensated by the carrier you choose, not by you.
Is this Obamacare?
We’re not the government and we’re not a carrier. We compare plans both on and off the Marketplace, so you see every option, not just the government’s.
What’s the catch?
There isn’t one. The review is free. Advisors are paid by the carrier you choose, not by you, so selling you the wrong plan helps nobody here.
What if I like my plan?
Then you keep it, and you’ll know exactly what it covers and what a bad year would cost you.
Do I have to decide on the call?
No. Open Enrollment runs Nov 1 to Jan 15. Pick by Dec 15 for coverage that starts Jan 1. Decide in your own time.
Will I get spammed or pressured?
No. One licensed advisor calls you at the time you choose. If nothing beats what you have, they’ll tell you.
What happens on the call?
Your advisor looks at what you pay now, what your plan really covers and where the holes are. Then they show you options that fit your family and your budget.
What should I have ready?
Your current plan or card, your doctors and your prescriptions. That’s it.
What if I miss the call?
Call (888) 728-7640 and we’ll find a new time.
Open Enrollment starts Nov 1. Don't walk in blind.
15 minutes now, so on Nov 1 you choose instead of guess. No cost, no obligation.