The America First Way
Do you actually know what your health plan covers?
Free 15-minute call with a licensed advisor. No cost. No obligation.
In which state do you need coverage?
Coverage is written state by state, so this decides which plans apply.
Your healthcare decisions belong to you. Our independent agency helps you understand your options with a licensed advisor, so you can decide what fits your family.
Licensed in all 50 states · Independent agency · No obligation
As seen on
Three minutes with our founder
See what most plans get backwards
Our founder and CEO, Jordan Sarmiento, breaks down how America First Healthcare protects your freedom and cuts what you overpay.
The machine wasn't built for you
You're paying every month for coverage you'll never use
Premiums you feel every month
A large monthly payment buys help with the visits you could have planned and budgeted for yourself.
A deductible you never reach
The real protection sits behind a number most families never actually hit in a normal year.
A network that narrows your choices
The doctor you want may sit outside the list you were handed.
Plans from carriers including
The America First Way
Keep the protection. Cut the rest.
Catastrophic-first
Cover the hospital bill that would wipe out your savings. That is what insurance is actually for.
Independent, multi-carrier
Built by conservatives, our independent agency puts your freedom to choose first. We compare options across carriers and explain the trade-offs.
A person, not a portal
A licensed advisor walks you through the options and answers what you actually asked.
From the founder
“Founded so no family gets blindsided again.”
After battling COVID-19, our founder Jordan Sarmiento walked out of a six-day hospital stay with a bill near $95,000, no upfront pricing, no warning, no one on his side. That's the moment America First Healthcare started. Not to sell more insurance, but to make sure families aren't blindsided the way his was, overpaying for coverage they never use, underprotected when it counts.
Jordan Sarmiento · Founder & CEO
Three steps
Fifteen minutes to start
- 1
Tell us your situation
A few questions about who needs coverage, when, and what you pay today.
- 2
Review your options
A licensed advisor walks you through what fits — and what doesn't.
- 3
Decide in your own time
No obligation. If nothing beats what you have, we will tell you that.
Changing coverage across the nation
What families actually say
★★★★★Transparency
“I'm really glad i came across Jack Mudd. From the beginning he took the time to actually listen to what i needed and answered all of my questions and explained everything in a way that was easy to understand. I really appreciated how patient, honest, and straight forward Jack was. I never felt rushed or pressured and I felt like he genuinely wanted to help me and my family by providing me with the best option needed.”
Cinthya Elmer · Trustpilot · September 2026 
★★★★★Trustworthy and patient!
“It is our first time navigating the purchase of individual/private medical insurance and Kaori helped us match the best options with our familie's needs. He was very transparent, educational, and we felt great about our decision.”
Mary Beth Galey · Trustpilot · September 2026 
★★★★★Skyland is great!!
“Skyland was supr helpful and got me and my children covered in an affordable plan. It was truly a weight lifted off my shoulders. Thank you!!”
Rachel Marie · Trustpilot · September 2026 
★★★★★Christian Orellana is the ultimate example of professionalism
“Working with Christian Orellana was the biggest blessing. He took what typically is a stressful situation, figuring out health insurance plans, and made it virtually seamless. I was spear heading new insurance for my husband's company to help save everyone money with lower premiums. Christian showed knowledge and patience while on boarding all of us.”
Cathie · Trustpilot · August 2026 
★★★★★Built to our personal needs
“My agent, Ishmael Omari, listened to every word I said. He introduced everything in steps that made it straightforward for me to understand and he made sure to recognize me between topics so that I'm not left behind with questions. He understood my personal needs along with my family and got me exactly what I needed, plus more compared to what I had.”
William Harris · Trustpilot · August 2026 
★★★★★Brian Gunn
“Brian Gunn, was absolutely phenomenal, he genuinely cared about everything in great details, helped me get the coverage I needed and nothing more. He did not sell me anything, but only catered to my needs. Great customer service overall, and an amazing communicator. Highly recommend!”
Kirollos Daniel · Trustpilot · August 2026 
★★★★★Five star review for Omid Salehi
“Omid was such a blessing to work with throughout the entire process of selecting insurance plans for our family. Omid was a clear communicator and such a down to earth and caring person thinking about all of our family's needs. We would highly recommend him to anyone should they desire to work with an open, honest and upfront representative.”
Joanie Wright-Haugen · Trustpilot · August 2026
Reviews are verbatim from Trustpilot (4.9 · 814 reviews); photos are illustrative.
Find out what you're actually paying for
Fifteen minutes with a licensed advisor. No cost, no obligation.